As of October 2014 you will no longer get a paper tax disk, it's quick and easy to check online so no problem is there?
In this move they are also bringing in a new rule that will stop the tax disk staying with the vehical during all of the some 7 million privet sales. The vendor will have to claime back their remaining tax and the new owner will have to re-tax the car. All well and good you say, they will have to have insurance to get the tax but there are several problems here......
1 When you take out insurance it can take upto 5 days for your insurance to show up on the national database, you will not be able to get a licence online untill you appear on this database.
2 When you sell a car you can only claim back the whole months remaining and when you purchase a car you have to pay for tax to the begining of the month this means if the average road fund is £200 the DVLA will be raking in an extra £117 million pounds a year in TAX. Seeing as it's the lower paid people that tend to purchase and sell cars privetly it's them that will be affected by the tax the most!